[PrintOwners] Owners and Workers Comp

[Jodi Bowser]

We do not carry WC on ourselves.  And we actually have a carrier through QPI 
(Quick Printing Insurance) out of
Kansas City, MO (1-800-216-8636) for our workman's comp.  It is less than 
what I would pay the state of Montana.

And, my insurance carrier has never asked if we have WC, so I guess I won't 
bother to volunteer that information


Jodi Bowser
Pyramid Printing - Missoula, Montana
www.pyramidprintingmt.com
jodib at blackfoot.net
Member NAQP #205787
Member Garden City BNI
406-728-1503
fax 406-728-0505

----- Original Message ----- 
From: "Ted Gelletly" <championprinting at yahoo.com>
To: "Discussion List for Printing Business Owners Only" 
<printowners at printweb.org>
Sent: Thursday, March 13, 2008 4:32 PM
Subject: Re: [PrintOwners] Owners and Workers Comp


> ***** This is a PrintOwners List Message *****
>
> Same here. I do understand their point though. If you spend approx 30% (or 
> more) of the hours you are awake at work, one would assume that something 
> might happen to you that, if you had it, WC would cover. Therefore, the 
> insurance co. sees this as an increased risk, worthy of a higher rate. 
> That might be part of the reason they are low cost. Yes, I exempt myself 
> and no, I don't pay more since I'm covered by my wife's policy. I have 
> never volunteered that info to her ins. co. either.
>
>
> Ted Gelletly
> Champion Printing
> 5401 New Expansion Drive
> Eldersburg MD 21784
> 410-795-6464 ext.4 Fax 410-795-6488
> ted at championprintingonline.com
>
>
> ----- Original Message ----
> From: Charlene Sims <char at themasterspress.com>
> To: Discussion List for Printing Business Owners Only 
> <printowners at printweb.org>
> Sent: Thursday, March 13, 2008 5:53:57 PM
> Subject: RE: [PrintOwners] Owners and Workers Comp
>
> ***** This is a PrintOwners List Message *****
>
> Yes, I exempt myself and no I don't pay more on my personal insurance.  My
> understanding is if you don't have WC then your personal should kick in. 
> I
> have never particularly asked but I am covered 24 hours from what I
> understand.
> ch
>
> Charlene Sims
> The Master's Press, Inc.
> 14550 Midway Road
> Dallas, Tx  75244
>
> 972-387-0046  fax 972-404-0317
> www.TheMastersPress.com
> char at themasterspress.com
>
>
> -----Original Message-----
> From: printowners-bounces at printweb.org
> [mailto:printowners-bounces at printweb.org] On Behalf Of Loren Maurina
> Sent: Thursday, March 13, 2008 3:50 PM
> To: Discussion List for Printing Business Owners Only
> Subject: [PrintOwners] Owners and Workers Comp
>
> ***** This is a PrintOwners List Message *****
>
> Two related questions
> 1 - Do exempt yourself from Worker comp coverage?
> 2 - If you do - do you have to pay more for your personal health
> insurance?
>
> We are trying to find a lower cost health insurance company. The
> company we are talking to wants more for the owners if we are not
> covered by workers comp.
>
> The term he used was "24 hour coverage?????"
>
> I think this is bull!@#$%^&*!!!!
> But would not be the first time today that I was wrong.
>
> Loren Maurina
> President
> L & L Printing, Inc.
> dba: Allegra Print & Imaging - Clinton Twp
> dba: Allegra Print & Imaging - Warren
>
> ph (586) 263-0060
> fx  (586) 263-4895
>
> Loren at InkOnPaper.biz
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